If lower benchmark rates stay in place for a couple of consecutive quarters or more, mortgage rate floors may evaporate.  At such time, investors will be accustomed to a ‘new normal,’ otherwise; funding sources are playing a wait-and-see game.… more...

The current cycle rewards borrowers, rather than savers. Borrowers welcome debt service payment relief, as labor costs and other ownership expenses escalate.… more...

The director of the Real Estate Three words describe CRE lending: Competition. Competition. Competition!… more...